Rent a car may seem a challenge to the process of inexperienced travelers. There are a number of things to research and consider. You'll need to search for the model of car that suits your needs and a price that works with your budget. Once you find the right car for you and to reserve your search is not there. Insurance is a big part of your rental and you know what you need and what you can do without. Here is an overview of the rental car insurance.

Rental insurance is required
Most car rental companies require you to have insurance on your location and most states require that you have insurance by law. While you drive the car you are responsible if an accident is your fault or not. So make sure you're covered in case of theft or accident.

Types of coverage
Basically there are two types of motor insurance. The first type protects the owner of the car, in this case the leasing company cars. For example, if you get into an accident and the car is totaled, the car rental agency will get a new car paid by the insurance company. It also protects the owner to be liable for damages as a result of an accident such as property and personal injury. The other protects you, the driver of May that the accidents are not your fault, which includes theft and vandalism of the vehicle. Usually, the car companies require you to have both types of insurance and whether it is not mandatory; it remains a good idea to have both.

You may have already covered
If you already have a car insurance for your car at home can be covered in May for rental. Check with your insurance company to see if you are covered and, where appropriate, the conditions. Ask if you are completely covered in the States, you'll be driving. Ask a lot about how the franchise is if you're in an accident or the car is stolen. It is wise to request a copy of the terms of your insurance so there is no misunderstanding. If you use your own insurance and then make sure to bring a copy of your insurance card with you, May you need to present it when you pick up your car.